I am working in US right now. Migrated here in 2011 for a company project(Non-IT). Got a good offer and decided to stay here for some time more. Right now earning around 110K post tax. Wifey is an assistant professor in a univ and earns another 40k post tax. We live and file tax together and do not have kids. Till now we have saved around 800k USD (~ INR 5-6 crores, depending on the exchange). I just turned 32. Planning to retire by 35 and come back to India and settle in Tier II city on the western coast of India (Me and my wife dislike metros because of pollution and over-population and we both love sea).
Recently, I came across this page on wikipedia (pic related). I know wiki is not a good source to refer to but on digging further, I found most of the information to be accurate. Indians constitute the most affluent (middle)class in the USA, yet I see so few Indians here. And so goes my question :
What is the reason that Indians choose to live in poverty while there remains an open door to countries like US which reward hard work and merit? Or simply put - If Indians considers themselves so smart, why are they not rich?
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